Occupational healthcare offer comparison worksheet

    Use the same headcount, work context and service scope for every provider. Example entry: “Confirm: workplace visit and price in writing”. A blank or unknown cost is not zero. This is not a savings calculator.

    ItemProvider AProvider BProvider C
    Provider / offer date / validity
    Headcount and billing rules
    Preventive care: included / excluded / unknown
    Medical care: included / excluded / unknown
    Psychologist and physiotherapist: referral, visits, limits
    Setup fee € (one-off)
    Workplace assessment € and delivery
    Devices € and maintenance/usage charges
    Fixed gross monthly price €
    12 × monthly: annual recurring fees €
    Separate annual fee €
    Per-use appointments: unit price and assumed quantity
    Laboratory / imaging: limits and unit prices
    Physical appointment: arrangement / location / cost
    First year: confirmed items plus unresolved costs
    Languages and remote employees working in Finland
    Notice, handover and price-change terms
    Reporting: scope and frequency
    Privacy: employer documents / patient records separately
    Kela: eligible-cost allocation and conditions separately, no refund guarantee
    Open questions, answer and source
    Decision reason / owner / follow-up date

    Gross prices before Kela. 12 × monthly is recurring cost, not the full first year. Usage quantities must be clearly labelled company assumptions. Do not treat unknown items as zero or deduct a flat Kela percentage from the whole price. An offer does not guarantee Kela approval.

    Entered worksheet information stays on this page and is not submitted. The download is a blank worksheet; save completed fields as PDF through the print dialog. Agree the actual plan with a professional.

    Sources and next step

    Official sources checked 26 October 2026. This editorial preparation aid awaits clinical review.