Occupational healthcare offer comparison worksheet

Use the same headcount, work context and service scope for every provider. Example entry: “Confirm: workplace visit and price in writing”. A blank or unknown cost is not zero. This is not a savings calculator.

ItemProvider AProvider BProvider C
Provider / offer date / validity
Headcount and billing rules
Preventive care: included / excluded / unknown
Medical care: included / excluded / unknown
Psychologist and physiotherapist: referral, visits, limits
Setup fee € (one-off)
Workplace assessment € and delivery
Devices € and maintenance/usage charges
Fixed gross monthly price €
12 × monthly: annual recurring fees €
Separate annual fee €
Per-use appointments: unit price and assumed quantity
Laboratory / imaging: limits and unit prices
Physical appointment: arrangement / location / cost
First year: confirmed items plus unresolved costs
Languages and remote employees working in Finland
Notice, handover and price-change terms
Reporting: scope and frequency
Privacy: employer documents / patient records separately
Kela: eligible-cost allocation and conditions separately, no refund guarantee
Open questions, answer and source
Decision reason / owner / follow-up date

Gross prices before Kela. 12 × monthly is recurring cost, not the full first year. Usage quantities must be clearly labelled company assumptions. Do not treat unknown items as zero or deduct a flat Kela percentage from the whole price. An offer does not guarantee Kela approval.

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Official sources checked 26 October 2026. This editorial preparation aid awaits clinical review.

StartHealth: guide and sources