Occupational healthcare pricing in Finland

    Gross prices for your monthly budget. Compare preventive occupational healthcare, remote services and broader physical access by billable headcount.

    Pricing calculator

    Know what occupational healthcare costs.

    Compare gross prices for three packages with the same headcount. Prices include 0% VAT, before any eligible Kela reimbursement.

    050

    Founders are free with at least 5 employees. Below 5 employees, founders are included up to 5 billable people.

    Work context

    Package comparison

    Minimum

    Statutory preventive healthcare

    164.96 €

    / month, total

    20.62 €/person/month · 8 billable

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    Basic

    Most popular

    Minimum plus remote services

    265.60 €

    / month, total

    33.20 €/person/month · 8 billable

    Request a quote

    Support

    Basic plus physical-access support

    474.96 €

    / month, total

    59.37 €/person/month · 8 billable

    Request a quote

    Basic + Omply

    By quote: €499 setup, device fees and approximately €47/person/month.

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    The calculator covers 1–50 billable people. Your quote confirms scope, boundaries and any extras. Annual price is 12 monthly payments, not a separate contract promise.

    Kela reimbursement is not a fixed discount

    Reimbursement depends on eligible preventive and medical costs, qualifying conditions and the applicable annual caps. The calculator shows gross prices before reimbursement, not a net cost.

    Your offer confirms included services, boundaries and any setup, device or usage extras. Annual examples are 12 × monthly recurring price, not the full first-year cost.

    What does occupational healthcare cost an employer?

    Compare recurring fees and separate setup and usage items, not only the headline subscription. StartHealth’s gross prices above use the agreed package and billable headcount, before Kela, 0% VAT. Your offer confirms workplace needs, boundaries and additional charges.

    Statutory prevention: price and scope

    Minimum is preventive care without medical treatment. Check needs-based preventive activity rather than buying only the lowest base fee. Basic adds remote medical care and Support agreed physical-access support; service boundaries are separate from the price.

    DecisionWhat to compareWhat the offer must confirm
    Prevention or medical careMinimum / Basic / Support at identical headcountRequired activity and optional services
    Fixed priceRecurring monthly fee and service limitsItems not included
    Annual budget12 × monthly plus separate costsFirst year versus recurring year
    BillingPeriod, headcount updates and usage itemsEffective date and cost breakdown

    Affordable care: compare the whole arrangement

    Affordable occupational healthcare meets work-related needs at justified total cost. A low base fee may carry separately charged appointments or assessments. A cheapest-price conclusion requires identical scope, headcount, usage and period; no unverified claim that StartHealth is cheapest is made here.

    Fictitious annual budget: an eight-person software team

    Eight billable people: Minimum €164.96/month or €1,979.52/year; Basic €265.60/month or €3,187.20/year; Support €474.96/month or €5,699.52/year. The recurring annual difference between Basic and Minimum is €1,207.68. The team first decides whether it needs medical care, then checks setup, assessment, device and usage items. This is a gross-budget example, not a full first-year bill, customer result or reimbursement promise.

    A quote: four confirmations

    1. State employees and founders separately, work context and working locations.
    2. Select prevention and decide on optional medical care separately.
    3. Ask for recurring, setup, assessment, device and usage charges and exclusions in writing.
    4. Confirm billing period, additions and starting date; unknown cost is not zero.

    Frequently asked questions

    What does occupational healthcare cost for eight people?

    Current gross monthly examples are Minimum €164.96, Basic €265.60 and Support €474.96, before Kela, 0% VAT. The offer confirms boundaries and separate charges.

    Is the annual price a complete first-year cost?

    No. The calculator’s annual price is 12 monthly payments. Separate setup, assessment, usage and device charges and headcount changes must be checked in the offer.

    Does a fixed price mean unlimited services?

    No. A fixed fee covers the agreed scope. Confirm excluded services, usage limits and separate prices in writing.

    When are founders free?

    With at least five employees, founders are free. Below five employees, they count with employees up to five billable people. The benefit does not establish entrepreneur Kela eligibility.

    Is Kela reimbursement deducted directly from the package?

    Not as a fixed percentage. Eligible prevention, medical care, activity conditions and annual cost ceilings determine reimbursement separately. An offer does not guarantee Kela approval.

    Sources and next step

    Kela: organising occupational healthcare and reimbursable activity, checked 27 October 2026 (Finnish). Package prices come from StartHealth’s current shared gross calculation, not an official price schedule. Editorial update 27 October 2026; clinical review pending.

    Kela guide · Provider selection · Contract review · Founder arrangements · Request a quote.

    Packages and boundaries

    Minimum

    Statutory preventive occupational healthcare

    • Workplace assessment and risk evaluation
    • Action plan and statutory monitoring
    • Free remote advice via chat

    Does not include medical treatment. Workplace assessment usually includes a workplace visit; part can be remote for office work.

    Basic

    Minimum plus remote medical care

    • Physician consultations via video, chat or phone
    • Remote occupational psychologist appointments following physician assessment
    • Remote physiotherapy guidance following physician assessment

    A healthcare professional assesses whether remote care is appropriate. Sick-leave certificates and prescription renewals where appropriate; not every issue can be managed remotely.

    Support

    Basic plus occupational-health-focused physical appointments

    • On-site physician appointments following remote assessment
    • Physician-ordered laboratory and imaging studies within the agreed contract
    • On-site psychologist and physiotherapist appointments following remote assessment and referral

    Physical access is arranged according to need and professional assessment. The offer and contract confirm test and service boundaries; no specific-day physical appointment is guaranteed.

    Basic + Omply

    Basic plus Omply remote examination devices

    • Thermometer, pulse oximeter and blood pressure monitor for employees
    • Selected additional devices, such as a digital stethoscope and otoscope
    • The company owns the devices; Omply’s app supports live measurements during remote consultations

    Quote only, not in the calculator: €499 setup, device fees and approximately €47/person/month. Remote examination does not replace all physical examinations. No promise of Kela reimbursement for devices.